About GZD

    Bridging the Gap Between Medical Care and Financial Protection

    GZD was founded on a simple belief: health insurance should be based on your actual medical needs, not generic risk pools.

    Our Mission

    To eliminate the guesswork in health insurance by connecting medical expertise with intelligent risk assessment, ensuring everyone gets coverage that truly protects them.

    Our Vision

    A world where healthcare decisions—both medical and financial—are driven by personalized data, not one-size-fits-all policies.

    Our Values

    Transparency, medical expertise, and patient-first technology. We believe in empowering both doctors and patients with better tools for better outcomes.

    The Problem We're Solving

    Every day, millions of people purchase health insurance without truly understanding what they're buying. They select plans based on price, coverage limits, or recommendations from friends—not based on their actual medical needs.

    Meanwhile, healthcare providers understand their patients' risks better than anyone, but they have no role in the insurance selection process.

    The Disconnect Leads To:

    • Patients with inadequate coverage for specific conditions
    • Denied claims because conditions weren't disclosed
    • Overpaying for coverage that doesn't match risk profile
    • Confusion about what's actually covered

    GZD changes this by bringing medical intelligence into the insurance process.